I lost my job (in banking last year) having bought my home 2 years ago with a very sizeable Northern Rock Mortgage. I'm trying various self employment projects but refuse to claim unemployment benefit, but am really struggling now and can not get any serious buyers for my home.
I spoke to them to today about getting help with my mortgage. But not only is their SVR higher (along with Alliance & Leicester) than just about every other high street bank but they still do not have any information/details regarding the governments announcement re postponement of interest for 2 years to help struggling mortgage payers.
I can't believe that the press/Conservatives are not doing more to highlight this total inaction by the Government and the charging of it's own bank's mortgage holders high rates of interest. The Government claims it's helping homeowners while doing absolutely nothing except raking in the high charges. It's disgraceful.
It seems astonishing that this is still happening, when the government has been trumpeting its various initiatives to help people avoid repossessions. William Hague raised this in PMQs the other day, but more needs to be done to draw attention to this failure within government to deliver on high profile announcements.